Purchases
Buy Now vs Wait
Will waiting actually save you money?
Your inputs
Lowest price
9
Need it soon
8
Avoid regret
7
Option ratings default to this template’s typical case. Adjust them in the decision wizard for a personalised run.
Results
BUY NOW
own it today — $1,200
score 77/100
WAIT
≈ $1,020 in 6 mo
score 23/100
Price today
$1,200
buy-now cost
Expected price
$1,020
after 6 mo
Saving if you wait
$180
15% expected
Value of use
$360
6 mo × $60
High confidence · 77 vs 23 — a clear separation given your priorities.
Strongest reasons
- You'd get $360 of use out of it during the 6-month wait.
- Your monthly value of use exceeds the expected price drop.
Main tradeoffs
- $180 potential saving given up.
- Risk a better model launches while you wait anyway.
What would change the result
- If the value of having it now drops below $30/mo → WAIT becomes the better option.
- If the price trend exceeds +55% → BUY NOW becomes the better option.
Assumptions: Discount and trend applied once to today's price. · Value of use is your own estimate per month of ownership.. Pearto is a decision-support tool, not financial, legal or medical advice.
Want to change what matters and see the answer move?
The decision workspace exposes the weighted scoring, the flip points and the scenarios.