Purchases

Buy Now vs Wait

Will waiting actually save you money?

Your inputs

$
%
mo
%

e.g. +3% if prices usually rise

$
%

Results

BUY NOW
own it today — $1,200
score 77/100
WAIT
≈ $1,020 in 6 mo
score 23/100
Price today
$1,200
buy-now cost
Expected price
$1,020
after 6 mo
Saving if you wait
$180
15% expected
Value of use
$360
6 mo × $60

High confidence · 77 vs 23 — a clear separation given your priorities.

Strongest reasons

  • You'd get $360 of use out of it during the 6-month wait.
  • Your monthly value of use exceeds the expected price drop.

Main tradeoffs

  • $180 potential saving given up.
  • Risk a better model launches while you wait anyway.

What would change the result

  • If the value of having it now drops below $30/mo → WAIT becomes the better option.
  • If the price trend exceeds +55% → BUY NOW becomes the better option.

Assumptions: Discount and trend applied once to today's price. · Value of use is your own estimate per month of ownership.. Pearto is a decision-support tool, not financial, legal or medical advice.

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