Subscriptions decision

Cancel vs Keep Subscription

Is it worth what you pay for it?

Medium confidence 0 of 5 inputs yours

Your numbers

Anything you leave alone is treated as an assumption.

Cost per month assumed

Times you use it (per month) assumed

Value you get per use assumed

Annual-plan discount assumed

Cost to rejoin later (setup) assumed

What matters to you

Weight each factor from 0 to 10. The score moves immediately.

Value against cost 10

What the subscription delivers each year versus what it charges. Weighted 10 of 10 — Pearto's default. Pearto's default is 10 of 10.

Cost per use 9

Pearto's default is 9 of 10.

Cost of coming back 5

How expensive it is to change your mind later. Weighted 5 of 10 — Pearto's default. Pearto's default is 5 of 10.

What Pearto assumed

Nothing below was invented silently. Change any of them above.

Value per use is your own honest estimate.
Prices exclude tax and pending increases.

Pearto Score

90.6 / 100

KEEP is the better fit

KEEP scores 90.62 against CANCEL's 58.33 — a 32.29-point lead across 3 weighted factors.

Confidence Medium

Some important inputs are still assumptions rather than your own numbers.

KEEP better fit

Value against cost 100

Cost per use 75

Cost of coming back 100

CANCEL

Value against cost 0

Cost per use 100

Cost of coming back 100

KEEP CANCEL Higher is better for that option. Ratings out of 100.

These factors are computed from your own numbers rather than fixed ratings, so they change when you change an input.

How this score was built

Raw rating × your weight ÷ total weight = the points each factor contributed.

Contributions sum to each option's Pearto Score. Nothing is rounded away.
Factor	Weight	KEEP	Points	CANCEL	Points
Value against cost	10	100	41.67	0	0
Cost per use	9	75	28.12	100	37.50
Cost of coming back	5	100	20.83	100	20.83
Pearto Score	—	—	90.62	—	58.33

Scenarios

KEEP stays ahead in every scenario tested. The recommendation survives a uniform change in your inputs. CANCEL does not move under these shocks because this calculator builds that side from fixed ratings rather than from your inputs. The inputs that do drive the score are listed in the flip points.

Scenario	KEEP	CANCEL	Result
Your numbers now	90.6	58.3	KEEP
Optimistic	91.5	58.3	KEEP
Likely	90.1	58.3	KEEP
Pessimistic	89.0	58.3	KEEP

These are uniform shocks to every number you entered, not forecasts. They test how much the recommendation depends on your inputs being exactly right.

Why KEEP

Value against cost: KEEP 100 to CANCEL 0, worth 41.7 points.

What works against it

Cost per use: CANCEL 100 to KEEP 75, costing 9.4 points.

What would change the answer

KEEP leads now, and 4 thresholds would reverse it. The closest is times you use it (per month): below 3.0 and Cancel it takes over.

your number

If times you use it (per month) goes below 3×, Cancel it becomes the better option.

You are at 8×; the threshold is 3×.
your number

If value you get per use goes below $1.5, Cancel it becomes the better option.

You are at $4; the threshold is $1.5.
your priority

Set the importance of Value against cost below 2.2 out of 10 and CANCEL becomes the recommendation.

You are at 10 out of 10; the threshold is 2.2 out of 10.
your number

If cost per month goes above $42.6, Cancel it becomes the better option.

You are at $16; the threshold is $42.6.

Financial break-even points

From this calculator's own cost model, which answers a different question from the Pearto Score.

If you use it fewer than 4 times/month → CANCEL becomes the better option.
If the monthly price rises above $32.00 → CANCEL becomes the better option.
If your value per use drops below $2.00 → CANCEL becomes the better option.

Confidence

Some important inputs are still assumptions rather than your own numbers.

How much you told us 0%

How far apart the options are 100%

How hard the answer is to flip 100%

How to improve it

Pearto is not yet citing live published data for this decision, so confidence is capped.
Replace the assumed values that matter most: monthlyCost, usesPerMonth, valuePerUse.

Risks to watch

Usage often drops after the first months — re-check in 60 days.
Rising prices can silently change this math next year.

Where this comes from

The cost figures are calculated from the numbers you entered using Pearto's tested formulas. The factor ratings are Pearto's editorial judgement, weighted by the priorities you set.

No live external data feeds are connected in this build, which is why confidence is capped. See the source policy.

KEEP 90.6 Change inputs