Subscriptions
Cancel vs Keep Subscription
Is it worth what you pay for it?
Your inputs
Value for money
10
I actually use it
9
Fewer subscriptions
6
Option ratings default to this template’s typical case. Adjust them in the decision wizard for a personalised run.
Results
KEEP
$2.00 per use
score 96/100
CANCEL
saves $192/yr
score 4/100
Cost per use
$2.00
8 uses/mo
Annual cost
$192
at monthly billing
Value delivered
$32
per month, your estimate
Annual-plan rate
$11.99/mo
save 25% yearly
High confidence · 96 vs 4 — a clear separation given your priorities.
Strongest reasons
- Each use costs $2.00 but delivers ≈ $4.00 of value to you.
- You use it 8×/mo — you're clearly not forgetting it exists.
- Switching to the annual plan drops the effective rate to $11.99/mo.
Main tradeoffs
- $192/yr continues to leave your account.
- Subscription prices creep up over time.
What would change the result
- If you use it fewer than 4 times/month → CANCEL becomes the better option.
- If the monthly price rises above $32.00 → CANCEL becomes the better option.
- If your value per use drops below $2.00 → CANCEL becomes the better option.
Assumptions: Value per use is your own honest estimate. · Prices exclude tax and pending increases.. Pearto is a decision-support tool, not financial, legal or medical advice.
Want to change what matters and see the answer move?
The decision workspace exposes the weighted scoring, the flip points and the scenarios.